Tired of High Interest Rates?
Compare the best mortgage rates from top Singapore banks. Our expert brokers help you save time and money.
Mortgage Calculator
Find out how much you can borrow and your monthly payments
What type of property are you looking for?
How BorrowCube Helps You
We empower homebuyers with clear, unbiased mortgage education and the best loan rates—so you can make confident property decisions.
Compare Rates
Access and compare the latest mortgage rates from all major Singapore banks in one place.
Learn & Understand
Clear explanations of mortgage terms, processes, and regulations in simple language.
Calculate & Plan
Interactive tools to calculate your mortgage payments, affordability, and refinancing options.
Expert Guidance
Personalized advice from mortgage specialists who understand the Singapore property market.
Smart Recommendations
Get tailored mortgage recommendations based on your financial situation and goals.
Market Insights
Stay informed with the latest trends, news, and forecasts affecting Singapore's mortgage market.
Learn. Compare. Decide.
We help you understand, not just choose. Make informed decisions with our educational resources.
What is TDSR?
Total Debt Servicing Ratio (TDSR) limits how much of your income can go toward debt payments, including your mortgage.
Learn more about TDSRFixed vs. Floating Rates
Understand the difference between fixed and floating interest rates and which might be better for your situation.
Compare rate typesHDB Loan vs. Bank Loan
Explore the pros and cons of HDB loans versus bank loans for your public housing purchase in Singapore.
See full comparisonLearning Paths
Calculators & Tools
What Our Clients Say
Don't just take our word for it. Here's what our satisfied clients have to say about our mortgage services.
Sarah Tan
First-time Homebuyer
"BorrowCube made my first home purchase so much easier! They found me a loan with much better rates than I could find on my own, and guided me through every step of the process."
Michael Lim
Property Investor
"As someone who owns multiple properties, I've worked with several mortgage brokers. BorrowCube stands out for their expertise and personalized service. They've saved me thousands in interest."
Priya Sharma
Refinancing Customer
"I was paying too much on my existing home loan. BorrowCube helped me refinance to a much better rate, and the process was seamless. Highly recommend their services!"
David Wong
Business Owner
"Finding financing for my commercial property was challenging until I contacted BorrowCube. Their knowledge of commercial loans is impressive, and they secured excellent terms for my business."
Our Banking Partners
We work with all major mortgage providers in Singapore to find you the best rates and terms for your home loan.
DBS Bank
Singapore's largest bank offering competitive home loan packages with flexible terms and attractive interest rates.
Key Features:
- •Special rates for first-time homebuyers
- •Fixed and floating rate options
- •Refinancing packages
OCBC Bank
One of Singapore's oldest banks providing comprehensive mortgage solutions for all property types.
Key Features:
- •HDB, private and commercial property loans
- •Attractive legal fee subsidies
- •Online application and approval
UOB Bank
United Overseas Bank offers innovative home loan packages with competitive rates and flexible repayment options.
Key Features:
- •Fixed deposit-linked interest rates
- •Special rates for new launches
- •Loyalty benefits for existing customers
Standard Chartered
International bank with specialized mortgage products for both locals and foreigners buying property in Singapore.
Key Features:
- •Foreigner-friendly loan packages
- •Multi-currency mortgage options
- •Relationship pricing benefits
HSBC
Global banking giant offering premium mortgage services with personalized solutions and competitive rates.
Key Features:
- •Priority banking benefits
- •International banking network
- •Flexible loan structures
Maybank
Malaysia's largest bank with strong presence in Singapore, offering attractive home loan packages.
Key Features:
- •Islamic banking options
- •Special rates for Malaysian property
- •Flexible tenure options
CIMB Bank
ASEAN's fifth largest banking group providing competitive mortgage solutions in Singapore.
Key Features:
- •Low processing fees
- •Special rates for new customers
- •Cross-border property financing
RHB Bank
Malaysian banking group with competitive home loan packages in Singapore.
Key Features:
- •Low entry rates
- •Minimal lock-in periods
- •Special promotions for first-time buyers
Don't see your preferred bank? We work with many more financial institutions.
Frequently Asked Questions
Find answers to common questions about mortgages and our services in Singapore.